So many of us have been impacted by Hurricane Sandy on the East Coast. At our house, we were fortunate in that we only lost electricity for over three days. But we did have to throw out the contents of two refrigerators and two freezers.
I’m not an insurance expert so I contacted our insurance company to see if there was coverage for this loss. The process was quick and painless. We will be receiving a check for the amount of the loss minus $100 deductible.
Give your Homeowners Insurance Company a call to see if your policy has similar coverage. The deductible for food loss may be less than for other property loss.